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3 Things You Need to Know BEFORE Renting a Car in Cozumel Mexico

3 Things You Need to Know BEFORE Renting a Car in Cozumel Mexico

Whether you are visiting Cozumel for a day while on a cruise or exploring the beautiful island for a few days, renting a car in Cozumel is the best way to get around. We always rent with this company

Escape the crowds and enjoy the freedom of having your own car while in Cozumel will make your visit one to remember. The island is small, but transportation options aren’t great and can be very expensive.

Avoid the high-priced tours and make your own day trips by following this simple car rental guide in Cozumel.

woman standing next to a rental car in Cancun after picking it up from the airport

Cozumel Car and Jeep Rental Guide

If this is your first time renting a car in Mexico, I am sure you have a few questions. We have rented cars around 30+ times between Cancun, Playa del Carmen, and Cozumel, and we put this guide together to help make the process clearer and simpler for first-time renters in Cozumel.

With just a little bit of help, the rental process and driving in Cozumel is going to be a lot easier than you thought – here’s how to do it right!

Jump to the info of Cozumel Rental info: 

a couple sitting on the roof of a rental jeep in Aruba during a honeymoon
Explore on your own
#1 Tip – Rent a car in Mexico
Have ultimate freedom and save tons of money on tours with your own rental car! Don’t worry – It’s safe (we’ve rented 20+ times), the roads are good, and it’s easier than you think! We always rent from Discover Cars, it’s easy & they have the best prices.

blue van parked in Cozumel in front of the beach - Guide to renting a car in Cozumel

Is Renting a Car on Cozumel Safe?

The first question that comes to everyone’s mind when considering renting a car in Cozumel is safety. Let us help put your mind at ease here. Generally speaking, Cozumel is a safe place to drive.

There are very few roads in Cozumel, and even fewer cars are on the roads headed to the main tourist destinations. The road conditions are in pretty good shape overall. As long as you are safely operating your rental car, you should not have much reason for concern.

Cozumel Driving and Rental Car Safety Tips:

Avoid leaving valuables in your car. While break-ins are somewhat rare, leaving things in plain sight could be inviting trouble.

What side of the road do they drive on in Cozumel, Mexico?

In Mexico, you drive on the right, the same as in the USA, which is the opposite side of the UK.

*When looking for the best price and biggest selection of hotels, check prices on We’ve found they are the best option and have a great cancelation policy.*

How Much Does it Cost to Rent a Car in Cozumel?

Renting a car on the island of Cozumel is very cheap. You can usually get a rental car or even a Jeep rental for less than $50 per day. We find the best prices and services from in Cozumel.

They compare all the rates, and all their rentals come with the legally required insurance. They also work with local vendors to ensure that when you book the insurance through them, extra holds won’t be on your credit card. Book in advance and prepay the reservation to ensure the cheapest rental car.  Check prices and availability.

The prices sometimes vary based on where you are renting a car in Cozumel at the airport or downtown Cozumel.

So what’s the catch? Why are rentals so cheap in Cozumel?

There are some catches, but if you know the laws and the games that car rental companies in Mexico play, you can actually rent a car in Cozumel for just a few dollars per day.

Catch #1 – The Insurance – These low prices come with only the legally required basic insurance. It will be rather expensive if you wait to buy insurance until you are at the counter. This seems to be the way they make their money.

Catch #2 – Credit Card Hold – If you use your credit card’s insurance benefits or refuse the rental agencies’ insurance, you will have to place a hold on your credit card. The amount placed on hold depends on the level of coverage you select but is generally between $500-2500 USD. The rates vary between rental agencies, but if you decline all coverage, the hold will be around $2500 USD or Mexican Peso equivalent.

red vintage VW bug in Mexico - Understanding Car insurance in Cozumel Mexico Guide

Understanding the Rental Car Insurance in Cozumel, Mexico

The most confusing part about renting a car in Cozumel, or Mexico in general, is the insurance. The cars are cheap to rent, but if you don’t know the insurance laws and rental requirements, you can end up paying a lot more than you have to.

Will my home auto insurance work in Mexico?

You’ll have to check with your provider, but the vast majority of auto insurance providers in the United States DO NOT. Confirm before traveling.

Do I need Insurance while renting a car in Cozumel?

The simple answer is yes – but how much is a personal decision you will have to make for yourself? I will try and explain a bit about how it works.

You are legally required to have $750,000MXP of liability insurance, and just about every online car rental company will include this in their price (every company we recommend will have this). Coverage beyond that is not legally required, but you should have insurance coverage from somewhere, whether that be from the rental agency, credit card, or third-party insurance.

Couple sitting on top of their rental jeep in Cozumel - Do I need a Jeep in Cozumel

Jeep Rental Cozumel Mexico

We don’t always recommend getting a Jeep while renting a car abroad, but in Cozumel, some adventures can be more fun in a Jeep. You can get to most of the main tourist sites in any car, but if you want just to go on an adventure to explore empty beaches and hard-to-get corners of the island, then a Jeep might be what you need.

While they tend to be a little more expensive, we think they are still pretty cheap, and remember. It’s more than just a car rental. It’s a day trip too! We find has the best rates on Jeeps, and they are a lot less hassle than some of the other companies when it comes to insurance.

Best Restaurants in Cozumel

Blue and green basic map of car rental pickup locations in Cozumel - created by

Rental Car Pick up Locations in Cozumel

Wondering where I can pick up a rental car in Cozumel? There are a few places to rent a car on the island of Cozumel, but one of the best places is near the ferry and cruise ship ports. However, cars are also available to rent at the Cozumel airport and can be rented from a few resorts on the island.

1. Cruise Ship Terminals – If you are coming in by cruise, be sure you choose a rental car pickup location near the port where you will be docking. If you don’t, plenty of taxis can take you, but that is just an additional cost and step. We recommend booking your car online and not booking through your cruise company. You will not get anywhere near this good of rates. They will probably have 5-10x the cost if booked onboard. We book online here with this company

2. Ferry Terminal – Since most visitors will be arriving by boat, either the passenger Cozumel ferries from Playa del Carmen, the best place to pick up a car is near the center of town where the ports are located. There are some directly at the ferry terminal or a short walk into town. Make sure to read our complete Cozumel ferry guide.

3. Airport – There are several agencies at the airport. If you are landing directly on the island of Cozumel via one of the smaller planes, then you can grab a rental car or jeep here.

4. Hotels – A few select hotels have rental car agencies directly on-site. The cost is a few more dollars than the other locations but still very reasonable. If your resort does not have a rental agency, they can probably arrange one for you, but it will not be very cheap. You are better off renting online and then taking a taxi to the pickup location.

Cozumel Coast Aerial Drone

Driving Laws in Cozumel, Mexico

The laws in Cozumel are the same as in other parts of Mexico and are pretty straightforward and reasonable. While this list is not inclusive of every driving law in Mexico, these are some of the most common driving laws in Mexico.

Do Not Make Calls While Driving – It is Illegal to talk on the phone while driving in Mexico. Please refrain from or just use a hands-free device when making phone calls in your rental car. This is an easy reason for a police officer to pull you over while driving in Cozumel.

Don’t Speed – This should be obvious, but the speed limits are relatively low on Cozumel because it is primarily a tourist island. There are speed traps periodically set up around the island.

On our last visit, I was going faster than I should have been, and a police officer stopped me (rightfully so) for speeding. I negotiated my way out of one of these while driving in Cozumel.

Wear your Seatbelt – Another common sense one is just to wear your seatbelt for your safety and because it’s the law.

Stop for Police Check Points – Occasionally, police checkpoints will be set up on the roads around Cozumel. Be sure to stop and politely answer any questions the police have. Also, be sure you are not breaking any of the above laws before or while entering the checkpoint.

Car driving through a police check point in Mexico- Renting a car in Cancun

What happens if I get pulled over in Cozumel?

First of all, if you happen to get pulled over while driving in Cozumel, stay calm. The police officers aren’t the bad guys – even though they might be looking for a bribe sometimes. The best thing you can do when the officer starts to speak to you is to let them know if you know Spanish and how much.

The current procedure seems to be the officer will ask for your driver’s license. They will then communicate what it is you did wrong (usually in Spanish). Here’s where it gets tricky, determining whether what you did warrants a fine. If it does, the procedure is they will take your license to the local police station, where you will pay the fine and then get it back.

However, you can usually handle the problem with cash on the spot. The best word for it is a bribe, but that has negative connotations, so if you are going to go this route, which we have done several times, you should ask what it costs to pay right now. Saying it this way covers you a little better.

So, how do you tell if the officer is looking for a bribe? This isn’t a firm rule, but just my feelings. If the officer holds on to your license while talking to you and not writing anything on his ticket pad, then I would say he is probably looking for some off-the-books money. If there are a bunch of other police around, this is less likely because bribes are obviously frowned upon, although extremely common.

What should I do if I have an emergency or accident while driving in Cozumel?

If you have an emergency, dial 911 from your cell phone. Even if you don’t have a SIM card, it should work. You could also contact the Green Angels in other parts of Mexico at 01-55-5250-8221. However, in Cozumel, it seems they are phasing or have phased out this program.

Must have items while driving a rental car in Cozumel

  • Keep a copy of the rental agreement with you in the car at all times
  • Always make sure you have a valid driver’s license
  • Make a copy of your passport and keep that with you in the car also. However, avoid carrying the real thing – handing this over to the police gives them real power.
  • Print off or get a copy of your insurance documents no matter what the source, whether it’s Credit Card coverage, from the agency, or a third party.
  • Consider getting a local Mexican Sim Card – it will really help with navigation and give you peace of mind.

palms tree on the beach at sunset - things to do in Cozumel Mexico

Cozumel Car Rental FAQ

Q: Do I need a Jeep Rental in Cozumel?

A: Jeeps are a lot of fun, especially in Cozumel. While most of the main tourist sites you can get to with just about any car, renting a jeep in Cozumel makes things a little easier and more fun if you can fit it in your budget!

Q: Can I rent a car while visiting Cozumel on a cruise?

A: Yes, you can rent a car for a day while visiting Cozumel aboard a cruise. We suggest making your booking in advance because cars can sell out when there are many ships in port.

DO NOT rent a car through your cruise company. This will cost you a ton more. Prebook your rental car online in advance. Be sure to select a car rental location near the cruise terminal to make getting your rental car or jeep as easy as possible. Most cruise ships use the port indicated on this map.

Q: Can you take a rental car to Cozumel?

A: Yes, you can bring a car to Cozumel on a ferry from Punta Venado. See our guide below.

Q: Is there Uber in Cozumel?

A: No, currently, Uber is not available in Cozumel. If/when Uber is available, we would avoid using Uber in the Yucatan. 

Rental cars parking on the road in Mexico by beach

Things to Know When Renting a Car or a Jeep in Cozumel

Less than full tank rentals – It’s common that cars and Jeeps are rented without a full tank of gas. Before you start driving, make sure to note the amount of gas you started with and then refill it accordingly. Also, make sure your rental agreement correctly states the level of fuel before leaving the rental agency.

This is super annoying and usually results in overfilling it on the way back to the car rental agency. They do this on purpose. If you watch your gauge closely, you should know about how many miles/km equals 1/8 or 1/4 of a tank to help guess how much you should need to refill.

Be aware of scams – There are a few scams to keep an eye out for while driving in Cozumel, mostly around refilling your gas tank. Almost all gas stations on the island will be full service, meaning there is an attendant who fills your tank.

Scam #1 – The first scam happens when they begin fueling – make sure they reset the pump before they start pumping your gas. If not, you can be unknowingly charged for your gas plus the last person’s gas too. This seems to be happening less lately, but still, make sure you see the pump reset to all zeros.

Scam #2 – The wrong change scam – Be sure to hand the attendant close to the exact change or count out the money to them. If not, one popular scam preys on your lack of knowledge of the currency to try and trick you into that you didn’t pay them enough.

For example, if you owe 370 pesos and you give the attendant a 500 peso note, they might quickly turn around with a 50 peso note in their hand, saying you gave them 50, not 500. They do this so quickly it is pretty convincing. So, be very clear and confident when you pass the money and don’t be fooled.

Parking lot on Tulum Beach

Parking in Cozumel

In most places you want to stop outside the city, there will be very few parking restrictions, and you can park along beach roads as long as you do it respectfully. Inside the town, there are more rules. Follow all of the posted signs and also look at the curbs.

DO NOT park where the curbs are painted yellow or if there is other no parking signage.

Cozumel Dune buggy rental

Another fun option for independent transportation around Cozumel is these fun Dune buggies for rent on the island. Grab a bright-colored dune buggy to explore the island.

While these can be a bit more expensive than renting a car in Cozumel, they often don’t come with some of the insurance hassles. You can also book one of these as part of a tour for a blend of independence while still having a guide.

Map of things to do with a Rental Car in Cozumel

Top 7 Things to Do in Cozumel with a Rental Car

In Cozumel, there is a road that makes a ring around most of the island and will bring you to most of the highlights in Cozumel. There are few stops worth making off the main loop road, but overall, you’ll find yourself along the well-paved and marked ring road.

If you are looking for more adventure, a few roads run out to the further reaches of the island that would be fun to explore with a Jeep. Those looking to go a little bit further and see some more remote beaches should consider a Jeep – but be respectful of the landscape and environment and don’t damage things for the future.

ancient stone structure found at the San Gervasio Mayan Ruins - Things to do in Cozumel Mexico

1. San Gervasio Mayan Ruins

Continue your Mayan adventures with the ruins here on Cozumel. Drive over to the famous ruins found near the center of the island.

2. Visit El Mirador

The area known as El Mirador or Viewpoint is located on the rocky shore of the Eastern coast of Cozumel. From here, you’ll have an elevated view of the beach and the rocks below. This area also has a small cluster of bars where you can hang out and even have lunch to continue your road trip around the island.

3. Celarain Lighthouse

On the southeastern tip of Cozumel is a bright white lighthouse that you can climb for great views of the surrounding beaches of Cozumel.

4. El Caracol Mayan Ruins

Another small set of Mayan ruins lay on the eastern shores of Cozumel and are part of the park.

5. Punta Sur Ecological Park

On the island’s southeast end is the Punta Sur Ecological Park, with Mayan Ruins, a lighthouse, and more stunning beaches. Also, within the park’s gates are plenty of opportunities to explore Cozumel’s natural beauty.

Related Article: Ultimate List of Things to Do in Cozumel

6. Mayan Cacao Company

On your way back to town, stop here for an afternoon pick me up on your road trip around Cozumel. Inside, you’ll find traditional chocolate treats perfect for bringing back as gifts or a snack for the road. If you have time, stick around and see how the chocolate is made.

man snorkeling with white and yellow fish - DIY Snorkeling Tour while Renting a car in Cozumel

7. DIY Snorkel Tour

One of the most popular things to do in Cozumel is to snorkel in the crystal clear waters and nice reefs around the island. Most people do this as a tour, but with a car, you can make your own snorkel trip and stay in places as long as you want and not be stuck on a basic tour.

Suggested Stops: 

  • Playa Chen Rio
  • Money Bar Beach Club
  • Chankanaab Beach Adventure Park

Bonus: Jade Caverns & Cenote – ATV or Jeep Required

Dive into the Mayan underworld with a trip to this cenote (limestone sinkhole) located in the jungles of Cozumel. Cenotes are natural caves filled with water and make for a fun day trip and a good place to cool off on a hot day in Cozumel.

Related Post: Best Cenotes in the Riviera Maya

Doona car seat in car without the base

Bringing a Rental Car to Cozumel

Can you take a rental car to Cozumel? It is possible to bring a rental car to the island of Cozumel as an alternative to renting a car in Cozumel. If you plan to visit other destinations in the Riviera Maya and want to have a rental car for your whole trip, including Cozumel, it is best to rent a car in Cancun, see our full guide.

This car ferry, including the car, is comparable price-wise to just taking the passenger ferry from Playa del Carmen and other ways to get to Cozumel. A car plus two passengers is around 1000-1500 pesos total. You can take the car ferry from Punta Venado, just 10km south of Playa del Carmen.

There are multiple ferries per day. Check the ferry website for the current exact times. The site is mostly translated into English, but some pages aren’t even without much Spanish. You should be able to figure out the times and other important details.

It is recommended to arrive around 1-2 hours before your scheduled departure because there is a process when bringing your rental car onto the ferry to Cozumel. First, you need to enter the line marked “Cars Only.”

Here, a Transcaribe employee will check you and give you a document to fill out. You then need to go to the cashier with the document and pay. Once you have done this, then go back to your car and wait for your ferry to arrive.

Location: Punta Venado, Q. Roo, Mexico

Related Article: Everything You Need To Know About Taking The Cozumel Ferry

sunset catamaran cruise- woman standing on bow - Things to do in Cozumel


This article only accounts for our personal experience with rental cars in Cozumel. This is not legal advice. Laws can change, or other circumstances arise on the island that may make the information contained here incorrect.

We do not make any guarantees of the legal accuracy of any statements made in this article. We take no responsibility for how you use the information in this article. We are in no way liable for your actions or any loss or penalties resulting from renting a car in Cozumel or any activity mentioned on this website.

woman standing in front of the famous hammocks on the beach on Holbox Island - with signs spelling out "HOLBOX"

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If you’ve got more time to explore Mexico, there are some amazing places nearby you should check out. If you can’t fit it in on this trip, consider them on your next trip. Check out some of our other Mexico articles to fuel your wanderlust.

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Jeep rental in Cozumel parked on a white sand beach on the island - Pinterest Pin


Wednesday 14th of December 2022

Excellent article and very informing . Thank you so much Looking at going to Cozumel on the passenger ferry for one day while we are Playa del Carmen


Sunday 11th of December 2022

I'm still debating between getting a Jeep or a Dune Buggy for our entire 2 weeks stay. Do you have any insights there?


Sunday 11th of December 2022

For two weeks I think not having storage or being able to leave anything in the dune buggy would not be ideal. I think a Jeep is much more practical, capable, and just as much fun. Hope that helps - have a great trip to Cozumel!


Tuesday 8th of October 2019

Very nice run down of the island! El Mirador was so memorable! The best damn Mojitos EVER! There was a place further down the road with fish pedi's and lots of tourist shops but it had a great restaurant with a Mayan descendant who cooked my husband a traditional Mayan Red Snapper that he adored! The food overall was impressive, open air nothing fancy, can you remeber the name of the area. It was also on the eastern side of the island.